Important information about the Wyndham Rewards Visa Card Program: Offers may vary. Please review the below and the Wyndham Rewards Visa Terms and Conditions ("Card Terms and Conditions") for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.

^†Offer subject to credit approval. Not everyone will qualify for the Visa Signature Card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Visa Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is only available through the above Apply Now link and may not be accessible elsewhere.  This is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Card Terms and Conditions.

Annual Fee: $0.0% promotional APR on Wyndham Timeshare Purchases for 6 billing cycles. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For outstanding Wyndham Timeshare Purchases after the promotional period, new and outstanding balance transfers after the introductory period and for all other purchases, the variable APR is 17.49%, 22.24 % or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer.

*New applicants earn five hundred (500) bonus points for submitting an accurate and complete application for the Wyndham Rewards Visa Card. This one time Wyndham Rewards bonus point offer is valid for first time applicants only and may not be accessible elsewhere. Other offers for the Wyndham Rewards Visa Card may vary. Applicants who have previously applied for the Wyndham Rewards Visa Card are not eligible for this offer. This bonus can only be earned once regardless of the number of applications submitted. This is a limited-time offer and may be cancelled at any time without notice. Please allow 10-12 weeks for Wyndham Rewards bonus points to be deposited into your Wyndham Rewards account after you submit your application.

¹Statement Credit Offer: Signature and Platinum Visa No Annual Fee Cardmembers will receive a $50 statement credit after the first use of your account for a Purchase or Balance Transfer (that are not later returned or rescinded). There is a fee for Balance Transfers. See the Card Terms and Conditions for complete details about this offer. The statement credit will be applied to your account at the close of the billing statement after a qualifying transaction has posted.

²Spend Bonus Points Offer: Signature and Platinum Visa No Annual Fee Cardmembers will earn 15,000 bonus points after they spend $1,000 or more on purchases within the first 90 days of account opening.

For purposes of the Statement Credit and the Spend Bonus Points Offer: The following transactions are excluded from "purchases": interest, finance charges, balance transfers, convenience checks, cash advances and credit fees. Please allow 8-12 weeks after the applicable qualifying transaction for Wyndham Rewards to receive notice and post bonus points to your membership account. These one-time promotions are limited to new credit card customers who open an account in response to this offer. New and current Wyndham Rewards Members may apply for this credit card. Bonus point offers subject to change or termination at any time.

Go Free: Go Free awards at participating hotels require 7,500 - 30,000 points & apply to standard rooms; at participating condos, condo-style suites & homes, 15,000 - 30,000 points per bedroom are required. Award is subject to availability & Member must have enough points for all bedrooms in desired accommodation to book. Resort fees only apply at Caesars hotels (even for award nights); points can’t be used to pay them.  Cancellation policies vary by property. Most properties: applies to room rate only, including taxes.  Blackout dates/rates, minimum length of stay requirements & other restrictions apply; see WyndhamRewards.com/terms for more information.

³Earning Points: Signature and Platinum Visa Cardmembers that choose the no annual fee card will earn three (3) Points for every one dollar ($1.00) spent on new Net Purchases made with the Account on (i) eligible purchases made at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties (e.g., those purchases that appear on your folio for the stay); and (ii) maintenance fee and loan payment transactions for Club Wyndham, Worldmark by Wyndham and Shell Vacations Club properties; two (2) Points per one dollar ($1) spent on eligible gas, utility and grocery store (excluding Target® and Walmart®) purchases; and one (1) Point per one dollar ($1) spent on all other purchases (except Wyndham timeshare down payment transactions at Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties, which do not earn points).

Gas, utility, and grocery store (excluding Target and Walmart) Net Purchase transactions made with the Account are eligible to earn 2 points per $1 spent only to the extent they are submitted to Barclays by the applicable merchant using the merchant category code corresponding to the gas, utility or grocery store category (as applicable). Neither Wyndham Hotel Group, LLC nor Barclays is responsible for incorrectly coded transactions.

Call Wyndham Rewards Member Services or visit WyndhamRewards.com/terms for more information about which properties offer the Points earning described above.

For more information on Wyndham Vacation Rentals North America, including an inventory of properties, visit wyndhamvacationrentals.com.

For more information on Wyndham Destinations, including an overview of resorts, please visit wyndhamdestinations.com

⁴Wyndham Rewards Member Level: Signature and Platinum Visa Primary No Annual Fee Cardmembers will receive Wyndham Rewards Gold Level. Subject to the Wyndham Rewards Terms & Conditions, such primary cardmember will continue as a Wyndham Rewards Gold Level Member as long as their Wyndham Rewards Visa account is open and in good standing. Please allow 2-8 weeks after account opening for this update to be made to your Wyndham Rewards Member Level. Member Levels is a part of the Wyndham Rewards program. For more information about Member Levels, including the perks available to each Member Level, visit wyndhamrewards.com/levels.

The Wyndham Rewards Program is offered by Wyndham Rewards, Inc. The Wyndham Rewards Program is not a product or program of Barclays. Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation, including, but not limited to, how points are earned and redeemed, in the Wyndham Rewards Program, and cardmembers participation in the Wyndham Rewards Program is governed by the Wyndham Rewards Program's terms and conditions. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to wyndhamrewards.com/terms.

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The Wyndham Rewards Visa Signature Card is Issued by Barclays pursuant to a license by Visa USA Incorporated. Visa is a registered trademark of Visa USA Incorporated.

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